Does Freddie Mac Own Your Loan?

If Freddie Mac owns your loan, you may be eligible for the HARP program.  The HARP program has helped many homeowners refinance to market rates that have not been able to refinance in the past due to declining real estate values.  Find out if Freddie Mac Owns Your Loan here:

https://ww3.freddiemac.com/corporate/

Does Fannie Mae Own Your Loan?

If Fannie Mae owns your loan, you may be eligible for the HARP program.  The HARP program has helped many homeowners refinance to market rates that have not been able to refinance in the past due to declining real estate values.  Find out if Fannie Mae Owns Your Loan here: http://www.knowyouroptions.com/loanlookup

HARP Appraisal Waiver Option

Homeowners refinancing under the HARP program may be eligible for an Appraisal Waiver Option.  This allows homeowners to bypass the appraisal process saving around $450 in out of pocket costs.  In lieu of the appraisal, an automated valuation is used to underwrite the loan.